Posts tagged 'social'

For Christmas this year, I received a most unusual gift from my children. It was a single sheet of paper with a link to a microfinance site, Kiva.com. This site lends funds to individuals in developing countries and within the United States. My children had set up an account in my name to loan money to entrepreneurs throughout the world.

What fun. What responsibility…

Kiva provides loans to low-income entrepreneurs.

Being in online marketing, I am well versed in cause marketing and donate to a variety of charities and follow them online. I often read the stories of sick children, of families that have been able to afford animals or of individuals’ efforts to preserve the planet. I view my money at work through these national and international organizations. I’ve also spent some time on other microfinance lending sites, but always as an observer, never has an investor.

Perhaps that is why this experience has been so different for me. The call to action to invest has deepened my interest and shifted my perspective. I need to read each applicant’s story and determine if I’m going to invest in that individual, realizing that if I choose correctly and I’m repaid, I will be able to recycle the funds to invest in others. If I choose poorly, then I’ve reduced my ability to spread opportunity to others.

I have read and reread stories, examined photos and created lists of individuals who I think have the business savvy to produce profit. Do I prioritize the section of Africa where we have “adopted” two orphans, or a section of Asia that was hit with environmental disasters, or a village that is struggling to survive in South America?

A number of options can be used to narrow choices.

In reading the stories, the one intangible I always find myself “calculating” is whether the individuals have the heart for capitalism as well as the quest for improving their own station in life and passing it on to others. Do they have the staying power to leverage the money not as a “gift” but truly as a “loan” to springboard themselves and their community forward?

Hours I have spent on this site, separating desperate stories from those with potential to bring about change. I struggle with trying to justify supporting the arts over contributing to someone who is trying to increase food supply for a tiny village.

Choosing based upon need can be daunting.

So beyond the fascinating content of the site lies the framework of the user experience. Does it support my needs to be a viable contributor?

As a marketer, I soon found myself craving tools that would simplify my decision-making. The charm of “search and explore” led to the inconvenience of “decide and invest.” So what advice can help cause marketers better relate to their audiences? How is it possible to increase engagement and satisfaction in the microfinance arena?

1)       Allow me to reliably find individuals again that are profiled. That means being able to save searches as well as save individuals’ profiles that interest me.

2)       Give me tools to prioritize my list of possible entrepreneurs and allow me to comment on each so I don’t need to rethink the reasons I was attracted to a story (when I manage to find it again).

3)       Provide comparison tools. Let me further group my choices by continent or save and sort by type of investment opportunity.

4)       Let me see the investors with the top rates of return so I can learn from them by analyzing their choices.

5)       Promote new investment by allowing me to create a profile of what I want to invest in and create alerts for opportunities that match my profile.

6)       Give me more than a picture. You are sending individuals out to gather information for the featured stories. Show me video of the environment that expresses the need. Help me understand in more depth and give me the emotional back story for context.

As a novice investor, I found that it was as useful to learn about other investors as much as those they invest in. I analyzed the funds certain investors chose to determine how they built their “people portfolios.” I looked to see if these individuals accepted email contact so I could ask a question.

I really missed though not being able to identify other small investors in my local community so I could contact them and learn from them. Maybe if we knew each other, we could even pool our money together for greater resource funding.

Give me ways to connect to and learn from others.

In this stressful economic time, it’s comforting to be able to reach out and help others. I think if cause marketing sites had more tools that allowed sorting and comparing, it would make it easier for consumers to interact. And, if sites not only allowed me to give, but to gain knowledge for myself as an investor and create a social community I could become part of, the organization would make me into dedicated,  life-long donor.

Julianna blog.targetIf you’ve been keeping up on your online advertising news this year you know there has been much debate and publicity around behavioral targeting. For those who haven’t heard, behavioral targeting is the practice used by publishers to track and identify consumers’ online interests and then serve ads deemed relevant based on browsing history. It has picked up great momentum and popularity among marketers who see it as an opportunity to increase efficiency of media placements; and likewise, publishers invest in building out behavioral networks because they can charge a premium. On the other hand, The Federal Trade Commission (FTC) wants more regulation and stronger, simpler opportunities to opt-out users from behavioral targeting. Typically, I am a fanatic about protecting my own privacy online, but in this case I’m wondering is this targeting such a bad thing?

My husband and I bought a house recently and since then I have found my feelings toward advertising grow from slight annoyance to near disgust (Gasp!). Just yesterday I walked up to my front door to find numerous multi-colored flyers and ads shoved in my door. These of course went flying and hit me in the face as I attempted to juggle the door, my bags, and the flyers, which then lead me to scramble after the papers, trip over my mums, and fall on my face. So, obviously I was angry, but not because I took a nose dive, my anger actually bubbled up as soon as I saw the flyers on the door.

Julianna blog.chartMany consumers are feeling increasingly frustrated toward irrelevant ads in all media channels. But what if those ads were indeed relevant? What if those flyers on my door advertised a fabulous yoga center in the area, or a great used book store close by…would I have gotten so mad? Probably not. In fact, I think it would be very refreshing to receive a mailer that actually related to me. And I’ve noticed that Google has moved in this direction. Google offers a tool available for users to log in and control what targeting they receive based on their search history. This transparency is certainly a change from traditional channels. If only I could do that with my TV and mailbox I might actually enjoy reading advertisements!

Critics of behavioral targeting, on the other hand, claim companies are collecting too much information and are not upfront enough with the consumer. However, again, the publishers beg to differ. In the case of Yahoo, the media giant has a very robust Privacy Center (which they claim only 75,000 people per month ever visit) allowing users the ability to completely opt-out of behavioral targeting altogether. Now, in all fairness, Yahoo does claim the site is “prominently linked” but, I would argue their definition of prominence is rather loose. Despite not finding a huge link advertising the page, I was able to locate the user controls within a few minutes. The site provides a great deal of information for consumers who want to understand exactly what is going on with their information online – they even have a privacy blog.Julianna blog

As things stand right now, internet users have the ability to opt-out of behavioral targeting. Interestingly, most do not demand that right. People either don’t realize they have the choice, don’t care to, or simply don’t have the time to spend learning about targeting options. Some FTC members support the opt-in strategy, saying that all users should have to choose to receive targeted ads. This makes sense when you’re trying to collect sensitive data, but for ad targeting? Microsoft says that concept is just not realistic. Rather, Microsoft is a proponent for more education for consumers. The fact is if most people don’t know about behavioral targeting how can we expect them to opt-in?

I also see a need for more education around behavioral targeting. I’m all for restricting the collection of PII (personal identifiable information). However, it seems many people are not at all aware of the extent to which they can be tracked. Working in this industry allows me visibility to the technical side of how targeting works. Yet most people may not fathom how we can see what ads they click on and what they do on websites. It evokes a sense of fear in some consumers. I’d like to be able to quell this fear. What I like to explain to people about behavioral advertising is that I do not have the ability to see what Mary Smith, the person, does. What I can see is an aggregate number of data points collected over time telling me, for example, that 100 people clicked on my banner ad and signed up to my newsletter in the month of July. I have no access to PII, but rather can see that my messaging resonated more against my target of women expressing an interest in health.

Overall, I think once the consumers are educated about the technology they won’t reject it. As media agencies, if we can find a way to quickly and efficiently educate consumers on what type of information is really being collected, we can help move them past any state of fear to see what behavioral targeting really enables. I mean if you have to see ads, why wouldn’t you want them to be relevant?

Interested to hear thoughts or feedback. What % of ads do you think are relevant to you in a given day?

This past Spring my best friend and I went to Argentina to celebrate my 30th birthday. From the Iguazu Falls to the foothills of the Andes in Bariloche, we explored some of the most amazing places. Things that I will never forget. You’d think that I would of taken 100’s of pictures; especially since we both had our nice Nikon and Canon digital cameras. I think we took 30 between the both of us. Instead we captured the whole experience on my FlipHD video camera. With it being the size of an iPod and holding 60 minutes of footage before offloading by USB straight to my computer—it was a no brainer. We uploaded videos each day to our Facebook pages allowing our friends to really share in the experience with us at a whole other level. I would constantly hear things like “I feel like we are there with you.” Which is not something you often hear about a photograph. Video breaks through that wall and I think it will be hard to go back. Since we were gone for a little more than three weeks we couldn’t really just “walk away” from our lives at home. But video helped us with that too. My friend would communicate daily with his girlfriend using video chat/ Skype and I was using it to give my editor notes on a project we were finishing. Now I know we could of used other methods to communicate but I think my buddy’s girlfriend thought the “I love yous,” were more impactful as she watched him say it (even if she had to deal with seeing me in the background as I sat on the couch drinking beers).

Check out the amazing Iguazu Falls:

Iguazu Falls Video

Now I rarely leave my house without my flip. But even if I don’t have it, most of the accessories I carry with me daily (phone, iPod) capture video. And I also find myself communicating more and more using video chat because hearing someone’s voice or typing just isn’t enough.

While writing this blog I realized it’s my first ever “written” blog entry ever. No wonder it took me so long. I should of just pulled out my flip.

It hasn’t happened yet but I suspect it will happen soon enough – a physician’s office manager or receptionist will ask me to sign waiver agreeing to NOT review the physician online. This request has been a growing trend in the medical community over the last couple of years.

The American public has shown a willingness to use Web 2.0 tools and functionalities to rate and share everything from the mundane coffee selection to the most serious personal detail. Considering this, it’s not surprising that this nouveau word-of-mouth has touched healthcare. Physician reviews can be found on comprehensive review sites such as Angie’s List and specialty sites such as RateMDs.com.

Angie's List home page

Angie's List home page

Often the reviews are more about the how the how physician interacted with the patient than the actual treatment decisions made. The physicians themselves do not seem to care to be reviewed. They are concerned about potential negative consequences, either from an inaccurate review or from a patient with an axe to grind. As a result, physicians are fighting back – some are requiring patients to agree not to review them prior to treatment. This trend has even resulted in one company being formed – Medical Justice – to specifically help physicians in this effort.

MedicalJustice.com Anti-Defamation page

MedicalJustice.com Anti-Defamation page

So what does this mean? Good question.

To begin with, there are some legal issues that need resolution:

  • What happens if a patient agrees not to review yet does so anyway? The waivers make it clear to the patient that the physician can pursue litigation in the event the patient violates the agreement, but is that really the answer? Suing ones patients is not the best way to build a practice.
  • Where does the First Amendment come into play? Legal experts have expressed doubts that these waivers would hold up in court.

There are also some questions consider regarding how this trend may impact healthcare as we know it:

  • What happens when a patient declines to sign the waiver? Most of the discussions reviewed centered on the impact to a new patient at a physician’s office. In this scenario it wouldn’t be surprising to see the physician and patient part ways before any healthcare takes place. It will be interesting to see what happens when a long-time patient refuses to sign. Will the physician send him/her away? Will the physician relent and not seek the signature? This may also be impacted by the financial situation of the physician.
  • Where do hospitals fit in this trend? I can just see it now – ER physician says, “um, patient in the ER, would you mind signing this waiver before I fix your broken arm?” Clearly there is a limit to how far physicians can push this issue.
  • Finally, what will this mean in terms of where and how patients are treated? Will patients only go to those most highly rated? What happens to physicians that are not rated, are they perceived negatively due to the lack of commentary? Will there be standards put into place to help take the subjective nature out of these ratings? Will physicians provide the best care or the care that will result in the best rating? (The last question may seem like heresy but let’s face it, there are dermatologists out there who will see a cosmetic patient immediately while making a medical patient wait a month – NYTimes link: http://bit.ly/4fHtfF)

What can marketers learn from this?

Though I would suggest that physicians, as a group, are not handling this trend in the best manner, there are lessons that can be learned from their behavior – lessons that marketers can likely apply to their own business:

  • These new technologies are here to stay: I imagine if you were to poll physicians on this trend, they would like to see it just go away. That’s not happening. And the answer isn’t to erect barriers and threaten litigation. All of us, physicians include, need to use this opportunity understand what is of concern to our customers and use this information to better meet customer needs while still providing quality services.
  • Improved communications are a good thing: Let’s face it, most physicians are not known for having a good bedside manner. In fact, sometimes it seems as if a bad bedside manner is some kind of badge of honor. Well, it is possible for a physician to have a good bedside manner (NYTimes link: http://bit.ly/bNzmq). Ultimately, better communication will lead to better understanding and, consequently, stronger influence – something we are all after as marketers.
  • Keep the little things from sabotaging you: How many times has a seemingly insignificant product feature or customer service interaction torpedoed the efforts of a brand team to consistently communicate its message and value to user audience? A billing issue, a misplaced test form, a whole host of possibilities can end up leaving the patient with a less than satisfactory experience, thereby contributing to a negative review. Paying attention to and addressing potential issues early can go a long way to creating happy customers.

Through a better overall understanding of their patients, an effort to improve communications and a push to establish review standards, physicians can turn this seemingly negative trend into one provides value to them and their patients.

So what do you think? Where do you think this physician review trend is heading? What do you think we can learn from it?  Let me know… post a comment or email me…